Personal Finance Calculators
The calculators here cover the money decisions most people run into repeatedly over a lifetime: loans, mortgages, taxes, savings, and retirement. If a decision involves your paycheck, your home, or your long-term savings, it's probably in this section.
Loan / EMI
Find your monthly loan payment and see exactly how much of it goes to interest vs principal
Loan Eligibility
Find out how much loan you may qualify for based on your income and existing debts
Debt-to-Income Ratio
Check your DTI against what lenders typically look for
Loan Prepayment
See how much time and interest you can save by paying extra toward your loan each month
Loan Comparison
Compare up to 3 loan offers side by side to see which one actually costs less overall
Auto Loan Calculator
Calculate your car payment including trade-in, sales tax, and new vs used loan rates
Tax Estimator
Estimate your US federal income tax, effective rate, and what you actually take home
Salary Calculator
Convert your pay between hourly, daily, monthly, and yearly instantly
Mortgage
Estimate your full monthly home payment including property tax, insurance, and PMI
HELOC Calculator
Find out how much you can borrow against your home equity and what payments look like in the draw vs repayment period
Rent vs Buy Calculator
Compare your net worth over time if you rent vs buy a home, and find the breakeven year
Mortgage Comparison
Compare up to 3 mortgage offers side by side to see which one actually costs less
Savings Estimator
See how your savings grow over time with compound interest, and how long it takes to double
Provident Fund Calculator
Project your provident fund (EPF/PF) maturity value from your monthly contributions and interest rate
Retirement Planner
Find out if you're saving enough to retire comfortably, adjusted for inflation
401(k) Calculator
Project your 401(k) balance at retirement, including employer match
Millionaire Calculator
Find out exactly what age you'll hit $1,000,000 based on your savings and investment rate
FIRE Calculator
Find out how many years until you reach financial independence based on your savings rate
Snowball vs Avalanche
Compare two popular debt payoff strategies to see which clears your debt faster and cheaper
Debt Payoff Planner
Build a custom plan to pay off your debt and see exactly how much interest you'll save
Rental Yield
Check whether a rental property's income justifies its price using gross and net yield
Rental Property
Run the full numbers on a rental property — cash flow, returns, and a 10-year outlook
Savings Goal Calculator
Figure out exactly how much to save each month to hit a specific savings target on time
Emergency Fund Calculator
Find out how big your emergency fund should be and how long it'll take to build it
Financial Health Score
Get a single score out of 100 that sums up how healthy your overall finances really are
Life Insurance Needs
Find out how much life insurance coverage your family would actually need
Health Insurance Cost
Compare two health plans by their true total annual cost, not just the premium